Borrowing

November 2015

Putting money aside for the proverbial rainy day

By |November 18th, 2015|

Long-term investors rewarded by compound performance
An investor who puts money aside over the long term for the proverbial rainy day is far more likely to achieve their goals than someone looking to ‘play the market’ in search of a quick profit. If you want to be one of these people who do this but feel […]

According to CML Mortgage lending is picking up

By |November 12th, 2015|

Mortgage lending is on an “upward trajectory” after a slow start to the year, a lenders’ group has said.
Figures show that lending to first-time buyers and home movers increased in the third quarter of the year compared with the previous three months.

The Council of Mortgage Lenders (CML) have said it has also been on the […]

October 2015

Staying connected trumps priorities

By |October 9th, 2015|

Figures show that only 39% considered providing financial security for their family as essential
Britons consider having an Internet connection and mobile phone to be greater financial priorities than protecting mortgage and income, according to new research.

According to latest figures from the  Scottish Widows Protection Report, has revealed that only 39% considered providing financial security for […]

September 2015

First time buyer sales reach highest levels since recession

By |September 1st, 2015|

Figures show that the monthly sales across the UK for first time buyers has hit the highest levels since the recession last month, this is according to leading estate agents.
Within July nearly 30,000 first time buyer sales across the country were completed, with just over 3,000 of them being in Wales.
Figures show that last month […]

May 2015

Paying Inheritance Tax

By |May 12th, 2015|

Estimating how much liability you could leave behind for your loved ones
Usually the ‘executor’ of the Will or the ‘administrator’ of the estate pays Inheritance Tax using funds from the estate.
An executor is a person named in the Will to deal with the estate – there can be more than one. An administrator is the […]

How long will your pension income last?

By |May 8th, 2015|

According to new research conducted by YouGov and Old Mutual Wealth, nearly half (48%) of those approaching retirement (aged 55-64) do not know how long their pension income will last. With pension providers reporting demand for flexible withdrawals, there is a significant danger that pension funds could run dry if people do not plan carefully […]

February 2015

A step by step guide to buying your first home

By |February 5th, 2015|

For many who are are wanting to become first-time buyers , a first home often remains out of reach the main reason being they simply are unable to raise the deposit that lenders require.
There is now good news, the lending criteria is finally becoming a little more easier. There is a growing number of lenders […]