Events

February 2016

5 steps to a brighter retirement

By |February 9th, 2016|

Concerned about the financial aspects of retirement planning?
With all the talk and concern about dwindling retirement funds and our shaky economy, many retirees and soon-to-be-retired boomers are concerned about the financial aspects of retirement planning. These are 5 steps to give you a brighter retirement.

1. From 6 April 2015, on reaching the age of 55 you can […]

Let to buy booms ahead

By |February 5th, 2016|

The number of let-to-buy cases being handled by brokers is booming, with the sector accounting for one in eight mortgages in the final quarter of 2015, according to a study by Paragon Mortgages.

Yesterday Mortgage Solution said that the specialist lender found that for 10% of mortgage advisers, let-to-buy deals represented more than 30% of their […]

Investment opportunities

By |February 5th, 2016|

Building a consistent, long-term and well-diversified investment strategy
To make the most of your investment opportunities, allow your lifestyle and not stock market fluctuations to dictate your investment approach. Your goals are what count, so keep them firmly in mind when you make financial decisions. If you wish to seek independent financial advice on your investments […]

Retirement

By |February 3rd, 2016|

Consolidating pensions
Most people, during their career, accumulate a number of different pension plans. Keeping your pension savings in a number of different plans may result in lost investment opportunities and unnecessary exposure to risk. However, not all consolidation of pensions will be in your best interests. You should always look carefully into the possible benefits […]

Annual house price growth rises by 4.4%

By |February 2nd, 2016|

According to Mortgage Solutions house price growth rose 0.3% in January, which means the annual growth figure remains steady at 4.4%.

Prices rose to an average of £196,829, according to figures from Nationwide’s House Price Index.

Nationwide’s chief economist Robert Gardner said growth has remained in a fairly narrow range between 3% and 5% since last summer.

“As […]

January 2016

ISA returns of the year

By |January 26th, 2016|

Finding the right mix of tax-efficient investments
We all have our own financial goals, so it’s important to find an approach that suits our current financial situations and future plans by finding the right mix of investments to achieve them. If you wish to seek independent financial advice to ensure that this is done correctly we […]

Retirement matters

By |January 21st, 2016|

Pension changes you need to know
Chancellor George Osborne delivered his Spending Review and Autumn Statement on Wednesday 25 November 2015. For the first time in this Parliament, he did not announce any further radical changes to the private pensions system, giving the Treasury more time to digest the Green Paper consultation from the summer Budget.

However, […]

New dividend tax regime

By |January 18th, 2016|

What could the new system mean to you?
From April this year, the notional 10% tax credit on dividends is to be abolished and will be replaced by a new tax-free Dividend Allowance. The Dividend Allowance means that you won’t have to pay tax on the first £5,000 of your dividend income, no matter what non-dividend […]

2016 Tax Matters

By |January 15th, 2016|

Reducing the taxman’s take

To minimise the tax you pay, it’s important to be fully aware of the choices you can make before you make them, so planning ahead and taking professional financial advice is essential, we at Hutt Professional have financial advisers with many years of experience who would be more than happy to offer […]

Income protection

By |January 12th, 2016|

Research has highlighted existing gap between awareness and prioritisation
Having a clear understanding of your protection requirements and the importance of getting the right professional financial advice as you enter the New Year are essential, and they will be of increasing significance from April when working age welfare support for mortgage interest and bereavement benefits are […]