Events

January 2016

Pension tax relief

By |January 8th, 2016|

New tapered annual allowance for high earners
The pension tax relief system is about to be reinvented. The Government announced in the Summer 2015 Budget their intention to cut pensions tax relief for high earners by introducing a tapered annual allowance from 6 April 2016 for individuals with income (including the value of any pension contributions) […]

December 2015

House prices are expected to rise by 6% in 2016

By |December 24th, 2015|

Average house prices are expected to rise 6% by the end of 2016 after a strong finish to the year which saw December asking prices take their lowest dip since 2006.

According to Mortgage Solutions after a monthly price fall of 1.1% in December, the annual price increase stood at 7.4%, figures from Rightmove’s December House […]

Financial decisions

By |December 22nd, 2015|

Flexibility to use your pension pot in the way that suits your needs
Financial decisions are some what very important, some more important than others and of those being adequate financial provision for retirement.  However sometimes for some people this can be a daunting topic and the options they find that they have can be sometimes […]

Retirees will be able to sell their annuities from April 2017

By |December 18th, 2015|

 

Existing pensioners will be able to from April 2017 sell their pension pots for a lump sum.

According to the Daily Mail the government have announced that over five million people  will be able to turn their pensions pots into a cash lump sum from April 2017.

Instead of receiving their monthly payments from a savings pot […]

Funding retirement

By |December 11th, 2015|

Funding for your retirement is important, more people are living longer however retiring on smaller pension pots which will not last forever. However many people find it difficult to fund for their retirement or just simply do not know where to start in doing so. We at Hutt Professional have financial advisers with many years […]

Aiming for better returns

By |December 8th, 2015|

Taking risk with some of your money to achieve a sustainable retirement income
Its important that you are able to have a sustainable retirement income, you do however have more options than ever before to help you find the best solution for your own personal circumstances. We at Hutt Professional have financial advisers who would be […]

November 2015

Gross mortgage lending is at its highest level in six years

By |November 30th, 2015|

According to Mortgage Solutions gross remortgage lending rose to £6.1bn in October, topping the £6m mark for the first time since January 2009, figures from property services firm LMS show.

This is an increase of 20% compared to September’s figure of £5.1bn. The value of remortgaging also rose by 49% in October compared to the same time last […]

NS&I Children’s Bond

By |November 27th, 2015|

If you are a parent, grandparent, great grandparent or legal guardian, you are able to invest between £25-£3,000 tax free for five years at a time until the child reaches 16. For which then they will gain control of the bond. The interest rate is guaranteed, so you’ll know how much the investment will earn […]

Buy-to-let investors seek out cheaper properties and higher LTVs

By |November 27th, 2015|

The popularity of buy-to-let properties priced below £150,000 increased by 14% in the third quarter compared to a year earlier, while more landlords searched for higher loan-to-value mortgages.

Mortgage Advice Bureau (MAB) published research which revealed that seven in 10 buy-to-let investors looking for a mortgage in Q3 searched for a property valued below £250,000, with […]

Auto enrolment

By |November 20th, 2015|

Reaping the benefits of workplace pension savings
Three years have passed since the introduction of auto enrolment, and employees are really starting to reap the benefits of workplace pension savings. New research has revealed that employer contributions are crucial to boosting pension savings for over half (54%) of those enrolled in a defined contribution pension scheme […]