pension planning

October 2015

Pension planning apathy

By |October 15th, 2015|

More than ten million pots are being left largely unmonitored
Individuals are living longer, meaning that savings have to fund a longer period of retirement. However, there has been a well-documented decline in pensions saving over time. Many people do not think about retirement as they consider it’s too far in the future, and almost two […]

September 2015

Funding a comfortable retirement

By |September 15th, 2015|

Taking steps to plan for a better future
Regardless of the stage in life that you are at now, it is important to receive expert and professional advice on your pension plans and requirements. We at Hutt Professional have financial advisers who would be able to offer you that expert independent pension advice you need. However […]

Over-50s changing the way they work in later life

By |September 10th, 2015|

If you are someone who is approaching your 50s, you could be considering your retirement options. Perhaps you want to work flexible hours and work when it suits you. You may however want to be ‘your own boss’ and set up a business or become self-employed. Or you may just want to know what your […]

August 2015

What is a defined contribution pension

By |August 25th, 2015|

A defined contribution pension is where a worker agrees to pay a set amount into their defined contribution pension scheme, for example 5 per cent of their earnings they make.
Once  the set amount has been decided and agreed their employer will then match this, so there for 10 per cent of their total earnings goes […]

A financial to do list

By |August 5th, 2015|

A financial to-do list helps provide you with important action steps that can help you keep your financial plans on track. Some of these include:

Its important to give your portfolio a regular checkup to ensure your mix of investments accurately reflect your current goals you have but also in time frame you have in mind […]

July 2015

Nation of savers

By |July 24th, 2015|

Focusing on the long term for a more secure future
The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed.
The study found the number of savers is up to 74% from 63% in 2010, with a steady year-on-year rise in the […]

Planning your retirement income

By |July 13th, 2015|

Will the pension reforms have an effect on retirement planning?
Just under a third (30%) of people believe the recent pension reforms will affect their plans for retirement income. Responding to a Schroders survey, of the people who said pension reforms will affect retirement, a significant proportion (45%) said they are likely to consider taking some […]

Passing on your pension savings

By |July 8th, 2015|

It’s never been more important to plan whom you’d like to inherit your pensions savings
Your pension is your life savings you’ve built up to be able to give you the retirement you want. Since new pension rules came into effect from 6 April this year, pensions have become more flexible – including a cut in […]

June 2015

Securing our financial futures

By |June 5th, 2015|

The new pension reforms provide a good opportunity for people to really think about and evaluate their future finances, and the options available to them. However research highlights that many people across the UK are struggling to plan ahead. If you are one of these people and feel you need some guidance on what to […]

May 2015

Pensions Freedom Your questions answered

By |May 14th, 2015|

Most people now have more options when it comes to their retirement choices. But generally they’ll still want their pension income to last their lifetime – so careful planning is a must. A way in which you can do this is by seeking independent financial advice.

Since 6 April, when Britain’s pension system underwent a seismic […]