pension planning

January 2015

Self-Invested Personal Pensions

By |January 22nd, 2015|

If you would like to have more control over your own pension fund and be able to make investment decisions yourself with the option of our professional help, a Self-Invested Personal Pension (SIPP) could be the retirement planning solution to discuss. By having independent financial advice you would be able to explore this option in […]

Our advice process to help you achieve your financial objectives

By |January 21st, 2015|

Stage 1 – Assessing Your Objectives
Your situation and your financial objectives are unique and there is no substitute for sitting down with you to find out what your financial and personal goals are. By our company  having experienced financial adviser they would be able to do this quickly and have potential a good idea as […]

why you should choose us !

By |January 21st, 2015|

We have had many people choose us over the years for many different reasons, some of these reason have been because they are:

confident that we shall look after their financial affairs and have put all their trust in us to do so, as we are a family business that have been established for over 50 […]

The three questions to ask your self about future retirement

By |January 20th, 2015|

We all look forward to stopping work, embarking on a new path and making the most of our new-found freedom. But with all the talk and concern about dwindling retirement funds and our shaky economy, many retirees and soon-to-be-retired boomers need to consider three very important questions, sooner rather than later.
Ask yourself these three
questions when […]

55% pension tax charge abolished

By |January 19th, 2015|

The Chancellor, George Osborne on 29 September 2014 announced that from 6 April 2015 individuals will have the freedom to pass on their unused defined contribution pension to any nominated beneficiary when they die, rather than paying the 55% tax charge which currently applies to pensions passed on at death.
The new rules will simplify the […]

How future retirees could take advantage of their pension lump sums

By |January 15th, 2015|

How future retirees may take advantage of their pension lump sums
Research showing how retirees use their pension lump sums to pay off debt provides,  an insight into to how pension cash unlocked following the new freedoms available from 6 April 2015 could be used.
Retirees that had taken a tax-free cash lump sum at retirement were […]

The key announcements at a glance

By |January 14th, 2015|

Chancellor George Osborne delivered his Autumn Statement 2014 to Parliament on 3 December last year. Much of the commentary focused on weak public sector finances data in the context of strong GDP and employment growth.

While the Autumn Statement 2014 was viewed by many as representing a political success for the Chancellor, the Office for Budget […]

Important changes to State Pension

By |January 14th, 2015|

Over half of the UK population is unaware of reforms to the State Pension and the impact that could have on them, according to recent research. Among the 55 to 64-year-old age group, 32% are unaware of the changes.
A new single-tier, flat-rate State Pension is being introduced which will affect people reaching State Pension age from 6 […]