Five million over-50s looking to make their money work harder
Savers have had it extremely tough over many years now, and yet many still feel uncertain about making the switch to investing. This is largely because people don’t know quite where to start, and they are wary of the risk. However, people need to make their […]
Slipping back into old habits after a salary increase
Workers have the best intentions to make the most of their saving potential when their salary increases, but they only consider doing this for up to a month before slipping back into old habits, according to research from YouGov.
Saving more following a pay rise
The YouGov findings showed […]
How to look forward to what you want to accomplish
When was the last time you wrote down your goals? More importantly, when was the last time you revisited them?
A new year can be seen as a fresh start and a marker to look forward to what you want to accomplish – personally, professionally and hopefully […]
Keeping your taxes as low as possible – what you may wish to consider sooner rather than later
The 2016/17 year end for tax planning purposes is now only a matter of months away, with the deadline approaching on 5 April. Effective tax planning is about knowing the personal and business taxes you are liable to […]
Tax-efficient investment wrapper holding a range of investments
Individual Savings Accounts (ISAs) have been around since 1999 and are tax-efficient investment wrappers in which you can hold a range of investments, including bonds, equities, property shares, multi-asset funds and even cash, giving you control over where your money is invested.
ISAs are a highly tax-efficient way to […]
Using your pension money
Have you considered all the potential costs of retiring? Some people find their expenses fall once their working life ends, but it’s important not TO assume that all your expenses will go down – some may increase, such as heating and leisure costs.
The constantly evolving landscape of legislative change provides both challenges […]
The UK is entering uncharted territory after the EU referendum, but with relatively few unretired people beyond the age of 55 having started their retirement planning it is important not to lose sight of your long-term savings goals. Changing social, political and demographic factors mean that the outlook for retirement finances in the UK is […]
Acting in the investors’ best interests at all times
Open-ended investment funds are often called ‘collective investment schemes’ and are run by fund management companies.
There are many different types of fund. These include:
Unit trusts
OEICs (Open-Ended Investment Companies, which are the same as ICVCs – Investment Companies with Variable Capital)
SICAV (Société d’Investissement à Capital Variable)
FCPs (Fonds Communs […]
Your decision can have a big impact on your returns
Should you invest all of your money in one go or drip-feed it into the stock market over time? The answer will ultimately depend on whether you have a lump sum to invest or not, but it can have a big impact on your returns. Your […]
What you need to know to become a more confident investor
Before you choose or make any investment decisions, you need to know that investing involves the possibility of loss. These key considerations help you become more confident about your investment decisions,often people also seek independent financial advice, that way they can be sure they are […]
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