Savings & Investments

March 2015

Isas and savings: Budget 2015 everything you need to know

By |March 19th, 2015|

According to The Telegraph The Chancellor has announced that Isas will become more flexible, and savers will not be taxed on the first £1,000 interest they earn

• Yesterday the Chancellor announced that from April 2016 a new  “personal savings allowance” will reward savers by not taxing […]

Sorting out your finances

By |March 13th, 2015|

Sorting out our finances is high on
our list of priorities in 2015
The British population is determined more than ever to get more savvy about their saving and spending habits in 2015, with three quarters (76%) of adults admitting they are prepared to moderate their lifestyle, according to a new survey by Standard Life.

Sorting out finances
Showing […]

February 2015

A beginner’s guide to investment

By |February 13th, 2015|

When making any financial decisions even more so with investments it is always important to consider the steps below before you do anything.
1) What are your financial goals?
When you are going to invest its important before you do that you set your self a clear goal of what you want to be able to achieve […]

What are investment bonds?

By |February 3rd, 2015|

Investment bonds are life insurance policies in which you can invest a lump sum, which goes into a variety of funds.By seeking independent financial advise the adviser would be able to tell you whether your low,medium or high risk, they would then be able to show you which funds fall under your risk profile and […]

January 2015

What is a pooled investment?

By |January 23rd, 2015|

If you require your money to provide the potential for capital growth or income, or a combination of both, and provided you are willing to accept an element of risk, pooled investments could just be the solution you are looking for.By having independent financial advice you would have a financial adviser who would be able […]

Our advice process to help you achieve your financial objectives

By |January 21st, 2015|

Stage 1 – Assessing Your Objectives
Your situation and your financial objectives are unique and there is no substitute for sitting down with you to find out what your financial and personal goals are. By our company  having experienced financial adviser they would be able to do this quickly and have potential a good idea as […]

why you should choose us !

By |January 21st, 2015|

We have had many people choose us over the years for many different reasons, some of these reason have been because they are:

confident that we shall look after their financial affairs and have put all their trust in us to do so, as we are a family business that have been established for over 50 […]

The three questions to ask your self about future retirement

By |January 20th, 2015|

We all look forward to stopping work, embarking on a new path and making the most of our new-found freedom. But with all the talk and concern about dwindling retirement funds and our shaky economy, many retirees and soon-to-be-retired boomers need to consider three very important questions, sooner rather than later.
Ask yourself these three
questions when […]

How future retirees could take advantage of their pension lump sums

By |January 15th, 2015|

How future retirees may take advantage of their pension lump sums
Research showing how retirees use their pension lump sums to pay off debt provides,  an insight into to how pension cash unlocked following the new freedoms available from 6 April 2015 could be used.
Retirees that had taken a tax-free cash lump sum at retirement were […]

Checklist for the end of the tax year

By |January 15th, 2015|

12 strategies to keep your tax liability to a legal minimum
The run-up to the tax year end on 5 April 2015 is the perfect time to consider tax planning opportunities and to put in place strategies to minimise tax throughout 2015/16.
Good planning and careful timing are critical if you want to maximise tax reliefs or […]