Navigating market volatility

Protecting your portfolio from the ups and downs of investing
No particular investment consistently outperforms other investments. One of the most effective ways to manage investment risk is to spread your money across a range of assets that, historically, have tended to perform differently in the same circumstances. This is called ‘diversification’. We at Hutt Professional […]

By |September 26th, 2017|Uncategorized|0 Comments

UK pension savings gap

The need for a greater awareness of what must be saved today
If savers want a particular standard of living at retirement, then they will need a greater awareness of what must be saved today.
Despite efforts by the Government to tackle the savings gap through auto-enrolment and raising the pensions age, challenges still exist. People are […]

By |September 22nd, 2017|Uncategorized|0 Comments

Wealth generation

Are you getting tax-efficiencies on the gains you make from the money you invest?
Whatever you’re putting money aside for, there’s likely to be a role for Individual Saving Accounts (or ‘ISAs’). If you’re looking to grow your money over many years – perhaps to fund a dream purchase or help you in retirement – cash […]

By |September 19th, 2017|Uncategorized|0 Comments

Pension Freedoms

Will the new retirement rule of ‘no rules’ offer people a better financial future?
Following pension reforms, there are now more options for using your private pension pot. Since April 2015, some people over 55 have greater freedom in how they can access their pension pots – the money they’ve built up during their working life.
The […]

Planning for your retirement

Getting ready to slow things down
One of the critical aspects of retirement planning is how you structure your financial
affairs to make sure you have sufficient money if and when you stop working.
Making sure you have enough money in retirement to enable you to spend your time the way you want to, doing those things you […]

By |September 12th, 2017|Uncategorized|0 Comments

Inheritance Tax

Leave your money for your family, not the taxman
There are many things to consider when looking to protect your family and your home. Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones […]

By |September 12th, 2017|Uncategorized|0 Comments

Managing your pension savings effectively and efficiently

If you’ve worked for two or three different employers, it’s possible you could have a workplace pension from each of them. You might also have set up a personal pension, so they can add up quickly.

Pension consolidation lets you simplify your pension arrangements and makes it easier to manage your pension savings effectively and efficiently from […]

By |September 8th, 2017|Uncategorized|0 Comments

New state pension Age

How will it affect your retirement plans?
Will you be one of the millions of workers who will have to work an extra year before retiring after the Government announced that it would be extending the retirement age to 68? New plans announced in July this year mean that the rise in the State Pension age to […]

By |September 5th, 2017|Uncategorized|0 Comments

Investment trusts

Public company aiming to make money by investing in other companies
An investment trust is a public company that raises money by selling shares to investors, and then pools that money to buy and sell a wide range of shares and assets. Different investment trusts will have different aims and different mixes of investments.
Investment trusts, unlike […]

By |August 23rd, 2017|Uncategorized|0 Comments

With-profits funds

Stock market return linked but with fewer ups and downs than investing directly in shares
If you save regularly or invest a lump sum using a life insurance policy, you might choose to invest in a with-profits fund. These aim to give you a return linked to the stock market but with fewer ups and downs […]

By |August 18th, 2017|Uncategorized|0 Comments