Financial Advice

We follow a rigorous tried and tested financial advice process to ensure our clients receive bespoke advice appropriate to their needs.  Our first meeting is designed to get to know each other where you will benefit from receiving a thorough financial review – all at our expense. We discover together what financial planning you already have in place and then we conduct extensive research and develop recommendations for you which we go through in our subsequent meeting. The main areas of financial advice we provide include: Pension Advice/Retirement Planning, Investments, Mortgages and Life Assurance.  

Six-Stage Financial Advice Process to Help You Achieve Your Financial Objectives:

Stage 1 – Assessing Your Objectives
Stage 2 – Finding Out What You Already Have In Place
Stage 3 – Conducting Research and Developing Recommendations
Stage 4 – Presenting and Discussing Recommendations
Stage 5 – Implementing the Financial Planning Recommendations
Stage 6 – Monitoring Your Progress Towards Your Goals

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“Have I calculated how much money I will need to live on in retirement?”

“Will my pension be sufficient no matter how long I live?”

“Have I arranged my investments to receive the most tax efficient income I require?”

From our experience, it is increasingly the case that the pension fund values clients now own are their second largest asset after their home or indeed their most significant. Managing your own pension in retirement has become an area of expertise in its own right. This has resulted from significant development in pension legislation which has focused on this area of wealth management. Hutt Professional Financial Planning brings together 50 years of advising clients in the area of pension retirement planning. We have the knowledge, experience and wisdom to help with every client’s unique circumstances. Whatever your stage of life, it is important that your retirement planning is on track to ensure you meet your needs, now and in the future. Contact us today for a free non-obligatory consultation.

Through Hutt Professional, you will have satisfaction that your investments are being closely and pro-actively managed.

We advise on model portfolio management investment where solutions are selected by our research team and monitored frequently. We have a process whereby we assess your investment risk profile, discuss with you your experience and how comfortable you are with investments. Whether you have  a cautious, balanced or adventurous risk profile we have carefully selected and monitored funds suitable and adhere to a stringent investment process.

We also offer customised investment portfolio design which involves the active monitoring and switching of selected funds only by confirmed agreement.

With a vast amount of providers offering an array of numerous different products, allow us to arrange your mortgage for you by using our wealth of experience of the mortgage market to advise and guide you through the property purchase process. As Independent Financial Advisers boasting over a hundred years’ collective experience we research the whole market to find the right mortgage for you. Once your mortgage is set-up we pride ourselves on our unparalleled service in providing a continuing service for the duration of your mortgage.

We offer expert advice on the following types of mortgages:

First time buyers
Next time purchase
Buy-to-let purchase
Residential and buy-to-let re-mortgages
Commercial mortgages
Limited Company buy-to-let mortgages

Your initial enquiry is at our expense so you have the perfect chance to receive expert impartial financial advice today. Contact us and our friendly advisers will be pleased to discuss your requirements.

There’s nothing more important than protecting ourselves and our loved ones from the dangers of the unexpected that life throws our way. However, finding the right product can be extremely time-consuming, confusing and requires great effort. Allow us to do this for you as we have done so for our many satisfied clients already. The unexpected could and does happen any time, so call us today.

Providing Independent and impartial advice on:

Level and Decreasing Term Assurance
Whole of Life
Family Income Benefit
Income Protection
Critical Illness Cover
Key-Man Insurance
Co-Directorship Insurance
Partnership Protection
Long-Term Sickness and Accidental Insurance
Buildings and Contents
Accident Sickness and Unemployment

Effective Inheritance Tax (IHT) planning is an important part of anybody’s financial planning and has the ability to save a family hundreds of thousands of pounds. IHT and professional advice could help you pay less tax on your estate.

At present, IHT is charged at 40% on anything you leave over £325,000 when you die (£650,000 for married couples or registered civil partnerships). With rising property prices in recent years, this has resulted in more people being subject to IHT and the current thresholds are set to remain until 2014, making now the time to review your potential liability and finding out what you could do to reduce, or even eliminate, this burden.

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Why Choose Us?

      • Confidence that your financial affairs are handled by a trusted family business established over 50 years ago. We are good at what we do and we have been doing it longer than most.
      • Benefit from expert advice from advisers qualified to the highest standards.
      • Take advantage of a team dedicated to your financial welfare. We are proud to be a family business. We are able to comprehensively service all of our clients financial needs beyond expectations.
      • Work with a trusted partner who invests in the most up-to-date financial planning software available anywhere.
      • Because we listen to your needs actively, providing you with unbiased and independent advice which is bespoke to your individual circumstances.

What Our Client’s Say

I have always appreciated the way that Hutt Professional have given their advice from my perspective
Philip, Coventry